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When Trimming the Fat is Cutting Too Much

July 15th, 2010 at 07:17 am

We have cut out a lot of extras at our house in the last couple years (having the second baby was a bit of a financial stretch). However, I can attest that when one spouse is frugal and the other isn't - there are going to be times when you have to give in.

We went back to having the groceries delivered (for a 6.95 fee -often free with coupons and discounts): because it turns out that husband always overspends at the grocery store and when one or both of us goes (with kids) it's a nightmare. I find that we spend less, only buy what we need, and save time and santity by not going ourselves.

I learned not to complain about his occasional trips to the donut shop for coffee before work: because it's important to him to have that perk, especially since I've budgeted out all the other ones.

We treat ourselves to the occassional (4 times a year) expensive video game: because going to the movies is too expensive, and we really like spending time together killing aliens.

Finally, ice cream is very important to my husband -and we're lucky to have great New England ice cream stands. In the summer, I never, ever, suggest that he get a smaller size when we go out. Smile

5 Responses to “When Trimming the Fat is Cutting Too Much”

  1. momcents Says:

    Some things are well worth it, and the small luxuries shouldn't break the bank!

  2. rob62521 Says:

    You have to have some fun things or you will give up. Keep up the good work!

  3. Miz Pat Says:

    Saving and being frugal doesn't mean punishing oneself. It sounds like you have a good balance with lots of fun.

  4. Jerry Says:

    I think it is good to have those items included because it will lead to both parties being (more) on the same page, which is the only insurance that a budget will hold on the long run. Working those items in keeps things on an even keel, so I say great job!

  5. whitestripe Says:

    it's better to allow yourself small treats now and then, than having a massive blowout when you feel too deprived.

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