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Starting Over

August 5th, 2009 at 06:33 am

It's a new day in our household. For me, that means waking up too early thanks to an overanxious preschooler looking for a Star Wars action figure, having a too short shower, wrestling the boys into clothes, and dragging them to the car. For them, buisness as usual. For me? Well, not so much.

In a repeat realization I have every few months, I found myself staring at a bank balance that isn't what it should be. We save, but oh we spend! And when we pay our bills, we're just not doing it efficiently.

We have amassed about $20,000 in credit card debt, the majority of it having been amassed by my husband pre-marriage. I went to law school. We bought (at different times) 2 cars. We had two amazing boys - who need full time day care. I made partner at the firm, but that screwed up our taxes. We've been paying, and paying, and paying.

I manage the finances, but I'll admit, manage isn't the best term. That would imply some kind of strategy, some thoughtful process. I pay the bills.

This blog is intended for me to track my learning process in eliminating our debt, saving for the things we really want, and making our money work for us (instead of against us).

Wish me luck!

5 Responses to “Starting Over”

  1. Broken Arrow Says:

    Welcome. Full time attorney and two young kids eh? Busy life. Big Grin

  2. MomEsq Says:

    Thanks for the welcome! It is a busy life - sometimes frustrating and always surprising!

  3. NJDebbie Says:

    Good luck!

  4. creditcardfree Says:

    Welcome! Best wishes for meeting your goals.

  5. baselle Says:

    Welcome and good luck!

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